Texting and driving...

Discuss your favorite music, TV shows & movies, cars and sports here.
Post Reply
User avatar
Brimstone
Posts: 1113
Joined: Fri Apr 05, 2013 6:46 pm
Name: Eric
Location: Side of a mountain, Rockies, USA

Texting and driving...

Post by Brimstone » Sat Nov 02, 2019 9:23 pm

My friend has a 1962 Bentley that he had parked at a guys house that was redoing all of the interior wood. A teenager was texting and driving and veered across the road directly into it. Very cool car before the accident.

Image

Image

Image
Image

User avatar
HapaHapa
Posts: 7909
Joined: Mon May 19, 2014 9:57 pm
Name: Eric
Location: Redondo Beach, CA

Re: Texting and driving...

Post by HapaHapa » Sat Nov 02, 2019 10:21 pm

Wow. That’s sad.
The Hapa

User avatar
DoctorC
Posts: 1776
Joined: Sat Feb 20, 2010 9:31 am
Name: Greg
Location: when you find out, tell me

Re: Texting and driving...

Post by DoctorC » Sat Nov 02, 2019 11:34 pm

Dayum...

Image
Greg

User avatar
Ryeguy
Posts: 3541
Joined: Fri Sep 09, 2011 1:03 pm
Name: Chris
Location: Rye

Re: Texting and driving...

Post by Ryeguy » Sun Nov 03, 2019 3:57 am

That’s awful. If I remember correctly, those cars have hand fitted bodywork. I think the panels were all leaded in back then which is now a lost art.

A “diminished value” insurance claim will change that kid’s family’s financial situation for certain.
Last edited by Ryeguy on Mon Nov 04, 2019 2:40 pm, edited 1 time in total.

User avatar
toxicavenger
President Tranny
Posts: 44483
Joined: Fri Mar 12, 2010 8:25 am
Name: HeadDIK
Location: Colorado Springs

Re: Texting and driving...

Post by toxicavenger » Sun Nov 03, 2019 8:40 am

damn that suxs!

User avatar
unsub073
Posts: 2658
Joined: Fri Oct 31, 2014 6:26 am
Name: chris
Location: Florida

Re: Texting and driving...

Post by unsub073 » Mon Nov 04, 2019 11:00 am

That sucks. People that use cell phones while driving are POS.

User avatar
dnslater
Posts: 5739
Joined: Mon Apr 25, 2011 6:52 pm
Name: Nick
Location: Indiana, USA

Re: Texting and driving...

Post by dnslater » Wed Nov 06, 2019 4:21 am

What kind of accident settlement do you get for something like that? Assume he had some sort of specialty insurance on it?

JBZ
Mr. Tasseled Loafer
Posts: 10227
Joined: Wed Oct 27, 2010 10:03 am
Name: Jeff

Re: Texting and driving...

Post by JBZ » Wed Nov 06, 2019 5:53 am

dnslater wrote:
Wed Nov 06, 2019 4:21 am
What kind of accident settlement do you get for something like that? Assume he had some sort of specialty insurance on it?
Since it's the texting driver's fault, I'm assuming that his insurance company will need to cover it. Given the unique, expensive nature of the car, I'm sure they'll be thrilled...
Image

User avatar
DoctorC
Posts: 1776
Joined: Sat Feb 20, 2010 9:31 am
Name: Greg
Location: when you find out, tell me

Re: Texting and driving...

Post by DoctorC » Wed Nov 06, 2019 6:42 am

JBZ wrote:
Wed Nov 06, 2019 5:53 am
dnslater wrote:
Wed Nov 06, 2019 4:21 am
What kind of accident settlement do you get for something like that? Assume he had some sort of specialty insurance on it?
Since it's the texting driver's fault, I'm assuming that his insurance company will need to cover it. Given the unique, expensive nature of the car, I'm sure they'll be thrilled...
A lot of people carry only the minimums for damage to other vehicles.
They may have 50k in coverage... Hit somebody's vintage (or newer luxury suv) and they are quickly beyond their policy limits.
Greg

JBZ
Mr. Tasseled Loafer
Posts: 10227
Joined: Wed Oct 27, 2010 10:03 am
Name: Jeff

Re: Texting and driving...

Post by JBZ » Wed Nov 06, 2019 7:34 am

DoctorC wrote:
Wed Nov 06, 2019 6:42 am
JBZ wrote:
Wed Nov 06, 2019 5:53 am
dnslater wrote:
Wed Nov 06, 2019 4:21 am
What kind of accident settlement do you get for something like that? Assume he had some sort of specialty insurance on it?
Since it's the texting driver's fault, I'm assuming that his insurance company will need to cover it. Given the unique, expensive nature of the car, I'm sure they'll be thrilled...
A lot of people carry only the minimums for damage to other vehicles.
They may have 50k in coverage... Hit somebody's vintage (or newer luxury suv) and they are quickly beyond their policy limits.
Interesting. I've never owned a car worth more than $50k (not even close), so I haven't given this a lot of thought. In this case, I hope the owner of the Bentley has insurance to cover the difference. Either way, the texter is in for it, because to the extent the Bentley owner's insurance company has to cover any damage, I imagine they'll go after the texter for the difference.
Image

User avatar
r.palace
Posts: 7039
Joined: Tue Aug 13, 2013 10:36 pm
Location: Tray-O-Five

Re: Texting and driving...

Post by r.palace » Wed Nov 06, 2019 7:53 am

They’ll definitely subrogate. I see some civil suit action as well to recoup.
ImageImage
Many will register, few will last :htfu:

User avatar
toxicavenger
President Tranny
Posts: 44483
Joined: Fri Mar 12, 2010 8:25 am
Name: HeadDIK
Location: Colorado Springs

Re: Texting and driving...

Post by toxicavenger » Wed Nov 06, 2019 7:58 am

unsub073 wrote:
Mon Nov 04, 2019 11:00 am
That sucks. People that use cell phones while driving are POS.
right :cussing:

User avatar
abuemily
Posts: 591
Joined: Mon Apr 05, 2010 6:08 am
Name: Michael
Location: God's Country

Re: Texting and driving...

Post by abuemily » Wed Nov 06, 2019 9:02 am

Some 30 years ago, I was driving my 9-month old BMW and was t-boned by this poor kid who had just graduated from Coast Guard basic. The damage to mine was $16K; he had the minimum required liability insurance for state of Delaware: $5000. My insurance company paid, but then sued him for the difference. I’m sure he was paying that off for years. I bet this kid or his family find themselves in similar straits.

User avatar
Ryeguy
Posts: 3541
Joined: Fri Sep 09, 2011 1:03 pm
Name: Chris
Location: Rye

Re: Texting and driving...

Post by Ryeguy » Wed Nov 06, 2019 10:00 am

I'm actually surprised by the value. It may not be as bad for the kid's family as I thought.

A 1962 Bentley S2 in good condition is offered for sale at $69,000 on Hemmings right now (https://www.hemmings.com/classifieds/ca ... 35885.html)

I was thinking that car was going to be valued at multiples of that number, but I guess not.

My non-expert opinion is the insurance company is going to declare the car a total loss due to the cost of the repair and offer a check for the insured / agreed value. I'm guessing insuring collectors cars such as this is similar to my boat insurance where my insurance company and I agree on a value for the object in the event of a total loss. The agreed value is a bit of a variable in collectors cars as the value varies with the market. My hope would be he kept tabs on the market conditions for 1962 Bentley S2's and insured it for the appropriate amount.

The car owner's insurance will then sue the kid's insurance to recoup their money. The kid's family (assuming the kid driver was on the parent's policy) will be personally responsible for the balance not covered by insurance.

The sticking point will be if the Bentley owner did not insure his car for the appropriate amount. In this case I would assume he personally would have to sue the kid / kid's family.

User avatar
Brimstone
Posts: 1113
Joined: Fri Apr 05, 2013 6:46 pm
Name: Eric
Location: Side of a mountain, Rockies, USA

Re: Texting and driving...

Post by Brimstone » Wed Nov 06, 2019 4:46 pm

I don’t know the particulars of this specific car, but apparently it is a rare version. Only 200 were made and very few left. The kid’s insurance is paying $50k, but my friend’s insurance is making up the difference to $235k total. He will be out of it, but I’m sure his insurance company will want to recoup that money.
Image

User avatar
unixshrk
This. Truth.
Posts: 9941
Joined: Wed Oct 12, 2011 8:29 am
Name: Chris
Location: North Texas

Re: Texting and driving...

Post by unixshrk » Wed Nov 06, 2019 6:38 pm

Brimstone wrote:I don’t know the particulars of this specific car, but apparently it is a rare version. Only 200 were made and very few left. The kid’s insurance is paying $50k, but my friend’s insurance is making up the difference to $235k total. He will be out of it, but I’m sure his insurance company will want to recoup that money.
Whoa

User avatar
JDC222
Demander of Intro Threads
Posts: 15636
Joined: Thu Feb 21, 2013 7:30 pm
Name: Dave
Location: Canada

Re: Texting and driving...

Post by JDC222 » Wed Nov 06, 2019 6:44 pm

^^^
This.
Whisky has killed more men than bullets, but most men would rather be full of whisky than bullets.
Winston Churchill.

User avatar
blkgsl
Herro!!!
Posts: 3387
Joined: Mon Nov 18, 2013 12:30 am
Name: blkgsl

Texting and driving...

Post by blkgsl » Wed Nov 06, 2019 7:28 pm

Brimstone wrote:I don’t know the particulars of this specific car, but apparently it is a rare version. Only 200 were made and very few left. The kid’s insurance is paying $50k, but my friend’s insurance is making up the difference to $235k total. He will be out of it, but I’m sure his insurance company will want to recoup that money.
Yeah likely It’s on a declared value policy. It will all depend on whether the kid / his family if a minor has enough assets to be worthwhile for your friend’s company to make a civil claim.

Glad no one was hurt or worse. Property will come and go, it’s just a matter of money and impermanent.

User avatar
amckiwi
Posts: 1764
Joined: Mon Feb 18, 2013 10:11 pm
Name: Stu

Re: Texting and driving...

Post by amckiwi » Wed Nov 06, 2019 10:24 pm

Happy nobody got hurt

If that type of car is his thing he may find it hard to replace

Sad and life changing all round

User avatar
Brimstone
Posts: 1113
Joined: Fri Apr 05, 2013 6:46 pm
Name: Eric
Location: Side of a mountain, Rockies, USA

Re: Texting and driving...

Post by Brimstone » Thu Nov 07, 2019 6:08 pm

Honestly, my friend doesn’t care that much about the car. He must have twenty vehicles and drives a pickup truck 90% of the time. He is worth a few hundred million and I really doubt he will let them go after the teenager’s family.
Image

User avatar
sierra11b
Posts: 4864
Joined: Tue Nov 25, 2014 9:37 am
Name: Eric
Location: Kalifornia

Re: Texting and driving...

Post by sierra11b » Thu Nov 07, 2019 6:34 pm

How terrible. Hope that punk gets owned. If I was a baller like your pal I’d let him sweat a lot. If he really wanted to pay off the potential suit he could at that point. I’d certainly try to teach him a VALUABLE lesson.

Shows the tank-like build quality...I bet he came in rather fast while texting but it appears to be 10-15mph worth of damage when it would likely have totaled a modern car like a tin can.

User avatar
93 Turbo
Posts: 4199
Joined: Sun Dec 04, 2011 9:48 pm
Name: Jules
Location: Oz

Re: Texting and driving...

Post by 93 Turbo » Sat Nov 09, 2019 2:09 pm

Brimstone wrote:
Thu Nov 07, 2019 6:08 pm
Honestly, my friend doesn’t care that much about the car. He must have twenty vehicles and drives a pickup truck 90% of the time. He is worth a few hundred million and I really doubt he will let them go after the teenager’s family.
I have something in common with your friend, a pick up/ute dual cab. :lol:
Strength is = 2 or > than "tipping over a so- called smart car plastered in “Coexist” bumper stickers".

Pat McNamara.

Post Reply

Who is online

Users browsing this forum: No registered users and 217 guests