24 Months 0% On eBay Using PayPal
- mattcantwin
- mattcreatestonsofwatchrelateddrama
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24 Months 0% On eBay Using PayPal
I haven't bought a watch on eBay for a long while, but this beats the typical 6 month interest free option.
Make a purchase of $600+ on eBay.com
Check out using PayPal Credit
Get 0% APR with 24 Easy Payments
Make a purchase of $600+ on eBay.com
Check out using PayPal Credit
Get 0% APR with 24 Easy Payments
Re: 24 Months 0% On eBay Using PayPal
Return it after 5 1/2 months and it’s even cheaper!
Re: 24 Months 0% On eBay Using PayPal
Rimshot....BacoNoir wrote:Return it after 5 1/2 months and it’s even cheaper!
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Re: 24 Months 0% On eBay Using PayPal
That sounds like a good deal, but I can't help thinking that somehow PayPal will screw you. They always do. Seems like they keep changing things. They just sent out another "Policy Update" e-mail stating that as of May 7, if you issue a refund, you will no longer get your seller's fees back. Basically it said either you agree with this, or you're welcome to close your account.
"Don't sweat the petty things and don't pet the sweaty things." - George Carlin
- tattoo chef
- <Will Skull for Food>
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- Name: Don
Re: 24 Months 0% On eBay Using PayPal
You have to read the fine print but I don’t believe it says anything like terms can change etc. It’s just a revolving credit account. I wish I needed or wanted something as I would take advantage of the deal if I could.Steve O. wrote:That sounds like a good deal, but I can't help thinking that somehow PayPal will screw you. They always do. Seems like they keep changing things. They just sent out another "Policy Update" e-mail stating that as of May 7, if you issue a refund, you will no longer get your seller's fees back. Basically it said either you agree with this, or you're welcome to close your account.
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- mattcantwin
- mattcreatestonsofwatchrelateddrama
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Re: 24 Months 0% On eBay Using PayPal
I hate thinking of myself as new school, but I'm fine financing a watch purchase with no interest.Seppia wrote: ↑Sun Apr 14, 2019 9:54 amI don’t know, I’m kinda old school: I either have the money for a watch or I don’t.
I would use credit only for a house and maybe a car, all the rest if I cannot pay for it in cash it means I cannot afford it
I’m not talking about the credit card that I always pay in full every month obviously
Re: 24 Months 0% On eBay Using PayPal
Same here. All cards paid off monthly and used to collect points. Only long term debt is the mortgage and we’re overpaying on that to pay it off before we retire.Seppia wrote:I don’t know, I’m kinda old school: I either have the money for a watch or I don’t.
I would use credit only for a house and maybe a car, all the rest if I cannot pay for it in cash it means I cannot afford it
I’m not talking about the credit card that I always pay in full every month obviously
Re: 24 Months 0% On eBay Using PayPal
eBay free money is great, and 24 months is fantastic. Use it if you have something of interest.
- streetracer101
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- Name: Mr Shackleford
Re: 24 Months 0% On eBay Using PayPal
My thought as well. I understand the above comments, but I'd rather have that money sitting in an interest bearing account and make monthly payments to zero out at the end of the 0% financing term.
- mattcantwin
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Re: 24 Months 0% On eBay Using PayPal
The devil's in the details.
Important information about PayPal Credit and Easy Payments
Get 0% APR for 24 months on purchases of $600+.
PayPal Credit is subject to credit approval as determined by the Lender, Synchrony Bank, and is available to US customers who are of legal age in their state of residence.
You must be logged into your eBay account to make an Easy Payments purchase, and you cannot use a gift card, coupon, eBay Bucks or other voucher with an Easy Payments purchase.
You must select Easy Payments at checkout to take advantage of special financing offers.
The total cost of your purchase will be divided into substantially equal monthly payments. If the seller ships your items separately, the total cost of each shipment will be divided into substantially equal payments.
The minimum payment on your account will include your Easy Payments purchase, as well as any other purchases you've made using PayPal Credit.
This promotional offer isn’t valid on previous returns, refunds, and exchanges, or when using the Send Money feature in your PayPal account.
PayPal Credit is not available in the following categories on eBay: Everything Else - Adult Only, eBay Motors (excluding eBay Motors – Parts and Accessories), Bullion and Real Estate. PayPal Credit is not available for purchases from non-US sellers or in currencies other than USD. Eligibility of items for PayPal Credit is determined at checkout and not on product, item or order summary pages.
For New Accounts: Variable Purchase APR is 26.24%. The APR is accurate as of 3/1/2019 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00.
This special PayPal Credit promotional offer is available for a limited time only (between 04/12/2019 and 04/21/2019, ending at 11:59PM PST on that date). Minimum purchase required.
For PayPal Credit Account Terms, see the PayPal Credit Account Terms and Conditions.
Looks like using this purchase option triggers a credit check and a new line of credit with Synchrony Bank.
No longer an option for me.
Important information about PayPal Credit and Easy Payments
Get 0% APR for 24 months on purchases of $600+.
PayPal Credit is subject to credit approval as determined by the Lender, Synchrony Bank, and is available to US customers who are of legal age in their state of residence.
You must be logged into your eBay account to make an Easy Payments purchase, and you cannot use a gift card, coupon, eBay Bucks or other voucher with an Easy Payments purchase.
You must select Easy Payments at checkout to take advantage of special financing offers.
The total cost of your purchase will be divided into substantially equal monthly payments. If the seller ships your items separately, the total cost of each shipment will be divided into substantially equal payments.
The minimum payment on your account will include your Easy Payments purchase, as well as any other purchases you've made using PayPal Credit.
This promotional offer isn’t valid on previous returns, refunds, and exchanges, or when using the Send Money feature in your PayPal account.
PayPal Credit is not available in the following categories on eBay: Everything Else - Adult Only, eBay Motors (excluding eBay Motors – Parts and Accessories), Bullion and Real Estate. PayPal Credit is not available for purchases from non-US sellers or in currencies other than USD. Eligibility of items for PayPal Credit is determined at checkout and not on product, item or order summary pages.
For New Accounts: Variable Purchase APR is 26.24%. The APR is accurate as of 3/1/2019 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00.
This special PayPal Credit promotional offer is available for a limited time only (between 04/12/2019 and 04/21/2019, ending at 11:59PM PST on that date). Minimum purchase required.
For PayPal Credit Account Terms, see the PayPal Credit Account Terms and Conditions.
Looks like using this purchase option triggers a credit check and a new line of credit with Synchrony Bank.
No longer an option for me.
Re: 24 Months 0% On eBay Using PayPal
I believe that is only if you don’t already have a PayPal credit line.
- mattcantwin
- mattcreatestonsofwatchrelateddrama
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- streetracer101
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- Name: Mr Shackleford
Re: 24 Months 0% On eBay Using PayPal
That's a whooping interest rate. Better make sure it is paid off before. If it is like everything else Synchrony, I am sure it'll be retroactive on all accrued interest from date of purchase if not paid in full.
- mattcantwin
- mattcreatestonsofwatchrelateddrama
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Re: 24 Months 0% On eBay Using PayPal
We got central AC last year; 18 month, 0% financing through Synchrony Bank.streetracer101 wrote: ↑Mon Apr 15, 2019 11:03 amThat's a whooping interest rate. Better make sure it is paid off before.
If it is like everything else Synchrony, I am sure it'll be retroactive on all accrued interest from date of purchase if not paid in full.
Frightening to see the amount of interest on each bill.
Total deferred interest came to $3,580.25 (total cost of system was about 11,400).
Paid the loan off in 11 months, glad that's gone.